From a balance to a completed payment.
A transaction hash is only part of a payment. The sender still needs the right asset, the recipient needs a usable balance and both sides need a record they can reconcile. Our reporting follows stablecoin cards, cross-border transfers and business payments. The explainers separate network fees from conversion costs and distinguish card authorization from settlement.
Where to start
Browse the reporting and explainers below, or visit all explainers for the wider picture. Our sources are linked in each article. About CJSOI explains the journal’s scope and its collective SOI Editorial byline.
Essential reading
- The Full Cost of a Cross-Border Stablecoin Payment — The network fee is one line on the bill. Conversion and the recipient’s cash-out can matter more.
- Paying Suppliers in Stablecoins: Invoice to Settlement — Agree the asset, network and final amount before treating a wallet transfer as a paid invoice.
- How Crypto Cards Turn Tokens Into Merchant Payments — A card funded with stablecoins does not mean the shop receives a blockchain transfer.
