The bank account behind digital money.
Banks appear throughout crypto finance: holding reserve cash, safeguarding assets, accepting deposits and settling payments. This section explains where those roles overlap and where they differ. We cover tokenized deposits, custody and connections between bank accounts and blockchain networks. Read the explainers for the mechanics and the news for changes in products and market infrastructure.
Where to start
Browse the reporting and explainers below, or visit all explainers for the wider picture. Our sources are linked in each article. About CJSOI explains the journal’s scope and its collective SOI Editorial byline.
Essential reading
- Tokenized Deposits and Stablecoins: The Difference — A digital token does not tell you who owes the money. Start with the claim behind it.
- How Banks Hold Digital Assets for Clients — Custody is about authority, records and recovery—not simply putting a key in a vault.
- Why Crypto Companies Still Need Bank Accounts — An onchain business can still have offchain bills, reserve assets and customers who need cash.
